Income Tax Refund Season

This is a good time of the year to give your consumers and patients a little extra time to get their income tax refunds to pay you the money that that they owe you. However, keep in mind that although they may promise to pay you when they get their tax refund, when that money hits their bank account or the check arrives, their priorities change and they may decide to reward themselves with "their money" by spending it on themselves instead of keeping their promise to you.
For that reason, it's a good idea to ask when they filed the return and to insist upon a good faith payment of 10% now in exchange for the extension. That helps solidify the committment in their minds and gets you some immediate money on the account.